One advanced technology continues to be a standout at preventing crashes. Forward collision avoidance systems with autonomous braking that can stop drivers from rear-ending another vehicle or slow them down enough to lessen the impact are making a measurable difference in insurance claims. Last year, the Highway Loss Data Institute (HLDI) reported promising results for Acura, Mercedes and Volvo models. ... Read More »

The Highway Loss Data Institute (HLDI) recently took a look at the country’s changing demographics to see how insurance claim rates might be affected. Despite the fact that drivers in their 70s and 80s have higher claim rates than those in their 50s and 60s, the analysis shows that the growth of the older population won’t cause an increase in collision claim rates overall. That is in part because, even with a large increase, the number of older drivers is predicted to remain relatively small. In addition, the increase in the proportion of older drivers will be accompanied by a decrease in the proportion of drivers under 30, who have the highest claim rates of all. Read More »